The FX Fish & Ski is based off the 195LX bowrider, but has built-in features that allow you to tailor it to the particular watersport you prefer at the moment. For instance, it appears to be a conventional open bow ski boat in its standard mode, but when you want to fish, the bow has a special center insert to accommodate a pedestal fishing seat. A second pedestal fishing seat can be inserted in the aft section by lifting the rear sunpad to reveal a carpeted casting platform with built-in socket pedestal.

The 195FX has some additional secret weapons for the angler. Beneath the sectionalized full-width aft bench seat is a large livewell with an aerator for keeping bait and fish fresh. On either side of it are easy to clean storage compartments. In the cockpit you'll find an integrated two-drawer tackle box to organize lures and accessories. Also, the 195FX incorporates a bow-mount surface to accommodate most all models of trolling motors. A digital depth finder and compass are also available.